A mortgage offset account is a savings account that is linked to your home loan. The balance in your savings account is used to reduce the amount of interest charged on your home loan. The...
NZ Super isn’t enough for most retirees and they need to rethink how they fund their golden years Recent inflation figures show a welcome slowdown in the pace of price rises. However, NZ Superannuation simply...
Kathryn was recently interviewed by Stuff Financial Journalist Rob Stock. Have a read of the article in The Press here. How women can beat the KiwiSaver gender gap “Educate your daughters, so that they aren’t...
Thinking of a reverse mortgage? A reverse mortgage enables individuals aged 60 and over to tap into their home’s equity, providing additional funds to enjoy their retirement whether that’s for travel, pay medical expenses, home...
Capital is built up during your working life to live on in retirement. Most of it goes on everyday living but what about holidays? Having a big holiday when you first retire is quite common...
The greatest wealth transfer in history – from baby boomers to younger generations has begun. The bank of mum and dad continues to play a major role in the NZ housing market and will do...
As International Women’s Day comes around, it’s a great opportunity to celebrate the role of female financial advisers providing financial advice specifically tailored for women. Women’s unique financial situations Women face unique financial challenges throughout...
You can’t take it with you. The richest person in the graveyard. There are no pockets in a shroud. Get it? Any money left when you die is money that’s wasted, that could have been...
Our Mortgage Team has put together some information on where mortgage rates are heading in the near future. As the last few years have shown us, there’s never any certainty! How long should I fix...
As you approach retirement, it’s a significant milestone that can stir up a mix of emotions. Last week a client described facing their looming retirement like jumping of the edge of a cliff – frightening....
Christmas is a time when thoughts turn towards giving, especially to our nearest and dearest. While time together at the beach and sharing meals are cherished traditions, we also think about how we can help...
It’s embarrassing to talk about money When I started as a financial adviser I avoided talking to friends because I thought they’d be uncomfortable giving me the personal information I needed to advise them. Experience...
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