It depends on your point of view. Tax or Mortgage?
Does anyone remember the scene in Dead Poet’s Society when Robin Williams asked one his pupils to describe what was on the desk at the front of the class? And then told the boy to...
Does anyone remember the scene in Dead Poet’s Society when Robin Williams asked one his pupils to describe what was on the desk at the front of the class? And then told the boy to...
The USA Retirement Savings Crisis Recently, I came across a financial blog about the effect of the Ford F-150 4wd truck on the retirement savings in the USA. The title of blog was ‘Pick-up trucks...
Article written in September 2020 In recent times you may have heard commentators discussing the possibility of negative interest rates. On the surface that seems simple but what does that actually mean and how does...
In 2018-19, the Commission for Financial Capability (a govt agency) undertook a survey of 15,519 adult New Zealanders on their financial behaviours, attitudes and experiences. In August 2020 they published a report of their findings....
Insurance is one of the few things in life that you hope you will never really have to use. We pay premiums year after year for the peace of mind of knowing that we’ll be...
Is it time for the next move? More space for the kids, relocating to another part of NZ, or perhaps you’ve built up equity and that upgrade you’ve dreamed of is now in sight? Whether...
This article was first published in December 2019 Is this the year that you get a plan in place to be mortgage-free faster? Then this read is for you. First of all, keep this in...
Some extra space, a long-awaited interior update, indoor-outdoor flow, a pre-sale spruce-up – whatever your renovation plans, we wish you an on-time and on-budget project and a great result. Without detracting from the benefits of...
What is insurance? There are so many types: Life, Income, Trauma, mortgage it can be confusing.
If you’re tired of home ownership sitting in the too-hard basket and want this to be the year that you get your plans underway, this read is for you. Read on for five key components...
Mortgage Holidays There is a six-month mortgage holiday scheme offered for people who have had their income affected as a result of COVID-19. This is for residential mortgages. Mortgage repayment deferrals mean you will not...
Covid-19 is obviously a health issue but it has economic and investment consequences too. The disruption caused to the global economic system in an attempt to fight the spread of the pandemic has affected financial...
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