How much can you borrow?
The amount you can borrow for a home depends on two main factors: how much you can afford to repay based on your current income, and the lender’s evaluation of how much they are willing...
The amount you can borrow for a home depends on two main factors: how much you can afford to repay based on your current income, and the lender’s evaluation of how much they are willing...
We’re looking for a new Client Support person to join our team! – This position is now filled. We had almost 100 people apply to join our team and we appreciate the time and effort...
Yes, we’ve heard it so many times… “But I’ve seen a Milford, Simplicity, or Kernel KiwiSaver advert saying they have the best performance.” Do those adverts tell the full story? Do they look into your...
What may surprise you is that the cost of life insurance would roughly double if you vape. In other words, the insurance company believes you are twice as likely as someone who does not vape or...
Health insurance is a big decision, especially as premiums rise with age. But when health issues hit, like needing major surgery, coverage can be a game-changer. A client needed a hysterectomy. She was stuck on...
As we write this in early August 2024, we are urging Kiwis to resist the temptation to lock in the cheaper mortgage terms that the major banks are offering right now. Homeowners should refix on...
Kathryn was recently interviewed for an article in The Post and The Press. Article by Alka Prasad, 6 August 2024. Global market rout ‘all noise’ for KiwiSaver investors Expert advice to Kiwis concerned about the...
A mortgage offset account is a savings account that is linked to your home loan. The balance in your savings account is used to reduce the amount of interest charged on your home loan. The...
NZ Super isn’t enough for most retirees and they need to rethink how they fund their golden years Recent inflation figures show a welcome slowdown in the pace of price rises. However, NZ Superannuation simply...
Kathryn was recently interviewed by Stuff Financial Journalist Rob Stock. Have a read of the article in The Press here. How women can beat the KiwiSaver gender gap “Educate your daughters, so that they aren’t...
Thinking of a reverse mortgage? A reverse mortgage enables individuals aged 60 and over to tap into their home’s equity, providing additional funds to enjoy their retirement whether that’s for travel, pay medical expenses, home...
Capital is built up during your working life to live on in retirement. Most of it goes on everyday living but what about holidays? Having a big holiday when you first retire is quite common...
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