Recently we had a client who said, “I don’t need income or mortgage protection because Work and Income will cover me.” Do you need personal insurance or will the government help? New Zealanders are fortunate...
Here’s a fun fact. A laurel is a particular evergreen tree with small yellow flowers and black berries. Ancient Romans and Greeks would use its leaves to fashion crowns that were worn to represent victory. ...
The garden gates have been firmly padlocked, and with every passing year, another deadbolt may as well have been installed on the front door. For a long time, first-home buyers have been increasingly locked out...
The world has sneezed – so have your retirement savings caught a cold? Well, if you’re pinning your hopes on term deposits to get you through, you can be sure that they’ve definitely got the...
The time to start training for the marathon is not when you’re standing on the start line. The time to start saving for a house deposit is not when you’re at an auction for your...
80% of women rate their financial wellbeing as moderate to very low, which is why we’re joining #ItStartsWithAction to encourage women to take a step toward improving their financial wellbeing. Two different research reports have...
People often start thinking about life and income insurance when they buy their first home. When you buy insurance from your bank’s metaphorical fruit bowl, it’s worth noting what’s in the bowl to begin with. When...
If these were the ratings for a local café or the latest blockbuster, they would definitely give you cause for concern. An underwhelming “very low to moderate” is as good as it gets for a...
You might have a totally different attitude towards money than your partner does. After all, some of us are innate savers, and some are impulsive spenders. Some people hate risk and will always opt for...
Go wide, and go long. It sounds like a sports play, but the analogy works nicely with investments too. Perhaps you’ve been given an unexpected inheritance, or maybe you’ve managed to carve out a spare...
If you’ve ever opened your investing app to a sea of red down arrows and felt a surge of panic, you’re not alone. Having an emotional reaction and a desire to do something – anything...
Our stints in lockdown have come with rather unexpected consequences. We filled our homes with houseplants and revived the sourdough starters from the back of the fridge. We also turned our focus to our finances,...
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