We insure our cars, home and pets but not ourselves?

New Zealanders are quick to insure their cars, homes, phones, and even pets. But when it comes to protecting their own health, income, or life — the cover often stops short.

Anna-May says it’s instinctive for many people to protect what they own.

“But when it comes to insuring their most valuable asset, themselves, there’s a striking disconnect.”

Let’s put it into perspective.

You’re 40 years old and earning $80,000 a year. If you became seriously ill or injured and couldn’t work again, how long could you survive financially?

A few months, maybe? Between the mortgage, rates, groceries, power bills it would vanish quickly. To replace that income through to age 65, you’d need around $2 million. That’s what your future earnings are worth.

Yet many Kiwis leave themselves financially exposed, relying on luck or wishful thinking.

If you’ve been putting off personal insurance – income protection, health cover, or life cover – use this as a moment to pause and reflect. A lot of things keep us up at night. Let’s not make insurance another one of them.

Protecting yourself isn’t about fear, it’s about peace of mind and sensible financial planning. Take one worry away this Christmas talk to us about your insurance safety net – we’re here to help you get it right.