Recovering from a serious illness, injury or medical procedure takes time. Trauma insurance is designed to protect you and your family from the financial impact of illness. It provides a lump sum payment and covers 40+ medical events, conditions and surgical procedures including many types of cancer, heart attack and stroke.

Trauma insurance is also known as Critical Illness insurance.

Transferring your UK pension to a New Zealand Qualifying Recognised Overseas Pensions Scheme (QROPS) is a major financial step. Before transferring, it is important you consider the advantages and disadvantages. We’re here to help make this as straightforward and clear as possible.

Protect your income and safeguard your family when you need it most. We offer sensible and personalised advice with a range of insurance solutions. Get budget-friendly health insurance, trauma cover, life insurance, and income protection for people in Nelson Tasman. 

Most people insure the family home. However, they forget that their biggest asset isn’t the house – it’s the ability to earn an income. Work out roughly how much you will earn between now and 65 – is it worth protecting?

We make insurance easy by working out how much you actually need to protect the lifestyle you have. It’s different for everyone and it’s important to make sure you’re spending money sensibly. We’ll explain the available options, explain the difference policies and as a result, you’ll feel confident about choosing the level of insurance cover that’s right for you, rather than guessing.

You can have as much or as little trauma insurance as you like. Working out the right amount for your circumstances will depend on household income and expenses and the combination of other insurance you have. Trauma insurance is not dependent on earnings or hours worked, so it can provide cover for all members of your family. 

We take a collaborative approach when it comes to determining insurance. We bring our years of experience guiding clients through the insurance journey, as well as seeing the impact that insurance has at claim time. However, at the end of the day, the decision is entirely in your hands.

The first step is to sign an authority allowing us to request information about your pension from the scheme provider. They will let us know the transfer value and any requirements. We will then give you some options on whether or how to proceed. At this point we will let you know the cost of transferring your pension and give you an indication of your potential tax liability (although we do not provide tax advice).

If you decided to go ahead, you will need to complete some transfer documents as well as provide proof of identity and address. We also design an investment strategy for your pension funds when they arrive in New Zealand. 

Once all the UK Pension provider requirements are met, they transfer your pension directly to the NZ scheme to be invested. This process can take 3-6 months – a lot depends on the speed of the UK Pensions Scheme. It is not a quick process.

If you decided to go ahead, you will need to complete some transfer documents as well as provide proof of identity and address. We also design an investment strategy for your pension funds when they arrive in New Zealand. 

Once all the UK Pension provider requirements are met, they transfer your pension directly to the NZ scheme to be invested. This process can take 3-6 months – a lot depends on the speed of the UK Pensions Scheme. It is not a quick process.

Your better financial future starts with a conversation with one of our financial experts. We offer 30min free consultations to help give you peace of mind that we can help you where you need it most.