STEP 3

Diversify

The way to reduce risk is to spread your money between different types of investments.

Diversifying doesn’t mean lots of term deposits with different banks. Diversifying means different types of investments, in different countries, in different industries, in different currencies, etc etc.

Diversifying means literally thousands of different investments across a whole range of categories each of which are exposed to differing risks to minimise the chances of too much of your capital being affected by any one risk.

Money is like farmyard muck. Pile it up in one place and it stinks. Spread it around and it makes things grow.

We take an evidenced based approach to investing that is based on sound fundamentals and academic research. We use a selection of global funds that are highly diversified, low cost and balance risk and return. Having a transparent, understandable approach offers our clients peace of mind. 

Sustainable investing enables investors to align their personal values with their money. We believe every investor should have the choice to invest sustainably.

Our sustainable investing strategies balance our core investment philosophy with environmental and social responsibility objectives, along with sound governance.

Step 1
Planning

Step 2
Time Matching

Step 3
Diversify

To see what this means for you, book a free 15 minute phone call now