We know how scary it can be to arrange your capital when you retire. We prepare and maintain Spending & Investment Plans for our retired clients but, to help new people understand what’s involved, we go through a sequence of three, explanatory meetings before they have to commit themselves.
Each meeting lasts about an hour and costs $100+GST. You can stop at any time.
MEETING 1
Spending planning meeting
At this meeting we explain how to split your capital between defensive investments to provide you with short term spending money and growth investments for future spending money. We use specialized modelling software to help you work out how much spending we think your capital will support.
MEETING 2
Investment meeting
We discuss how to spread you money widely and how to choose a portfolio of managed funds for your short term spending money and another for your growth investments.
By the end of the meeting you’ll have had our advice about which portfolios we suggest.
MEETING 3
Pulling it all together and keeping it up to date
In some ways the last meeting is the most important because we all know that circumstances will change and, at this meeting, we'll show your how we adjust your plan over time. We'll also reciew the benefits and costs of a full Spending & Investment Plan.
Hear from our clients about the benefit of a Spending and Investment Plan
“Castle Trust have been wonderful in helping us see the big picture with our financial situation.”
Ron & Linda, Motueka
Your better financial future starts here
Your better financial future starts with a conversation with one of our financial experts. We offer 30 minutes free consultations to help give you peace of mind that we can help you where you need it most.
