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Life is all about risk. Every day you evaluate the risks in your life – deciding which are worth taking and which are best avoided. Insurance is a way of transferring to ...

Mortgage Holidays There is a six-month mortgage holiday scheme offered for people who have had their income affected as a result of COVID-19. This is for residential mortgages. Mortgage repayment deferrals mean ...

Covid-19 is obviously a health issue but it has economic and investment consequences too. The disruption caused to the global economic system in an attempt to fight the spread of the pandemic ...

At the time of writing, there are no blanket exclusions for COVID-19 or any other pandemic in life, trauma or income protection policies in the insurance companies we use. Any claim arising ...

When you take out a life, health or income insurance policy, you’re counting on it being there for you when you need it. But mistakes can mean you don’t have the cover ...

Put yourself in my shoes. I’m a financial adviser and I have a client who comes to me and says that they want to put all their life, money and time into ...

Insurance is one of the few things in life that you hope you will never really have to use. But every year, thousands of New Zealanders do call on insurers when they ...

Bad advice is really expensive

With interest rates stuck at record low levels it’s not difficult to be sucked into investments offering higher rates. “You rose like a big fat trout”. That’s what Glyn's father used to ...

In NZ, insurance has a role to play in most stages of our lives. What we need when we’re young can be quite different to what’s required as we get older. Here’s ...